The receipt moved from a machine to the cloud. Your ledger is still in a notebook.
Tanzania upgraded the fiscal side — from the EFD box on the counter to the virtual device in the cloud. The inside of the business never got that upgrade: the float, the shelf, the debts, the day. i-shim is that upgrade — the whole day on your phone, and nothing enters your books until you approve it. Your VFD and your accountant stay exactly where they are.
Permanently free tier · no contract · iPhone, Android, Mac, Windows and browser
One entry, three ledgers settled
Books · ERP · CRM — a single record does all three jobsNo re-typing between tools: the entry born on a phone crosses your approval once and lands in the balance, the stock count and the counterparty ledger in the same breath.
📒 Books that hold
Income, expenses, capped per-worker floats, project costs, period locks — each line carrying who wrote it and who said yes.
🏭 Stock that agrees
In, out, consumed; purchases, internal delivery notes; attendance and advances as raw payroll input. The store-room and the ledger finally tell one story.
🤝 Debts with a date
Customer and supplier balances that age visibly — who owes, who is owed, since when. Memory becomes a number with a history.
What it does, plainly
The modules that survive a full counter✅ The owner's yes comes first
Every entry waits for approval before it touches a balance. A no travels back with its reason.
💰 Floats with a ceiling
Each worker gets a capped float; spending is declared the moment it happens and posts only on your yes.
📦 A store-room without surprises
Movements recorded where they happen, counted after approval — the shelf stops disagreeing.
🧾 Control invoices
Internal documents that keep sales, stock and balances consistent. Not fiscal receipts — your VFD's job, and we say so.
🏢 One login, many companies
Separate books, teams and approval rules — one subscription.
📊 The evening number
Daily net, project cost, counterparty exposure — readable on a phone at the end of the day.
The rule, in four beats
What a notebook cannot do and a spreadsheet will not1 · Written at the counter
The person living the expense writes it — on their own phone, photo and note attached.
2 · Held, not counted
The entry exists but no balance moves. It hangs, waiting for the person you named.
3 · Your call
Yes posts it; no returns it with your reason. Names and timestamps stay on the record either way.
4 · Closed without archaeology
Month-end needs no digging — everything in the books was read and approved on the way in.
What is specific to Tanzania
Measured before it was written — including what we lack🏛️ EFD, VFD — and where we stand
Tanzania moved fiscalisation from the hardware EFD on the counter to the cloud-based Virtual Fiscal Device: a VAT-registered business issues TRA-compliant receipts through an approved EFD or VFD, and a VFD account takes about two working days with a TIN and VRN — there is even a free TRA-approved app for it. i-shim is neither an EFD nor a VFD: not TRA-approved, no fiscal receipts, no standing with the authority. Our invoices are internal control documents; your fiscal device stays, and i-shim upgrades the side of the business the device never touched.
💵 Shillings on both sides — a rare good number
Apple's Tanzanian storefront bills subscriptions in TZS — measured before this page was written. Your books are in shillings and your subscription is too; no dollar conversion lands on renewal day. VAT is 18% above the TZS 200 million Mainland registration threshold; our default rate field shows 20, Turkey's rate, two points above — you type the 18, and the TRA filings stay with your accountant.
🗣️ Swahili: an 18% draft, said out loud
Tanzania works in Swahili and English. i-shim's English is complete — 100%, 11,777 strings — but Swahili is a draft: 2,069 strings, about 18%, and not one of the fourteen finished languages. The picker already lists «Swahili (Tanzania)» for the day the draft grows up. An English-working business runs fully today; a Swahili-first crew will meet English screens — better read here than discovered on the shop floor.
🗺️ Ten cities right — thirty-one regions missing
The third fully clean city catalogue in this series: Dar es Salaam, Dodoma, Mwanza, Arusha, Mbeya, Morogoro, Tanga, Zanzibar, Kigoma, Tabora — every one spelled correctly. The administrative layer is absent: none of the thirty-one regions exist in the app. Logged as a defect to fix; free-text fields carry you meanwhile.
What i-shim does NOT do
Read this before week two does it for you- No EFD/VFD fiscalisation. Not TRA-approved; nothing we print has fiscal standing.
- No VAT computation. The rate is a per-line label; the return is your accountant's.
- No Tanzanian payroll. No NSSF, no PAYE — attendance and advances are clean input, not calculations.
- No proper Swahili yet. An 18% draft; English is complete.
- No mobile-money or bank connections. Movements are recorded; money never moves through us.
- No offline mode. Cloud-first; a connection is required.
- No Tanzania hosting. Servers are in western Europe.
- No online store or POS. The inside of the business, not the shopfront.
Starting takes an afternoon
No dealer, no installation project, no consultant1 · Get the app
App Store, Google Play or the browser — one account everywhere.
2 · Set up the company
Name, currency (TZS), your cities — free text where the catalogue stops.
3 · Bring the team in
Each worker gets a login and a capped float of their own.
4 · Name the approvers
You, or managers you trust — per workplace, per module.
An honest comparison
Where others are simply better — and where we are| Need | Zoho Books · Tally · Sage (VFD-integrated) | VISION · local suites | i-shim |
|---|---|---|---|
| TRA fiscal receipts (EFD/VFD) | Yes — VFD integrations | Varies | No — internal documents only |
| Payroll runs | Partly, per plan | VISION: yes | No — raw input for your accountant |
| Approval before an entry reaches the books | — | — | Yes — the house rule |
| Per-worker capped cash floats | — | — | Yes |
| Several companies in one account | Per-organisation pricing | Varies | Yes — one login |
| Permanently free tier | Trials / paid plans | Licences | Yes |
Zoho Books, TallyPrime, Sage and local suites like VISION connect to the TRA's VFD and issue compliant documents — for fiscalisation, use one of them. i-shim runs beside that channel, on the ledger that belongs to the owner.
Questions, answered plainly
Including the ones that cost usWhat is i-shim?
A business-management app with one house rule: nothing reaches your books without being approved. Your people record expenses, purchases, stock movements and cash-float spending on their own phones; each record hangs — counted nowhere — until you or a manager you name says yes. Around that rule live customer and supplier ledgers, inventory, internal invoices, per-worker cash floats, projects and reports, for one company or several under a single login.
Is the free tier really permanent?
Yes — permanently free, not a trial on a timer. Paid tiers add more and their prices are shown in the stores. And a genuinely good note for Tanzania: Apple's Tanzanian storefront bills subscriptions in SHILLINGS — TZS, not dollars. Your books are in TZS and your subscription is too; no exchange-rate surprise on renewal day.
Does i-shim work as an EFD or VFD?
No — and in Tanzania this is the sentence that matters most. A VAT-registered business must issue its fiscal receipts and invoices through a TRA-approved Electronic Fiscal Device or, these days, a Virtual Fiscal Device in the cloud. i-shim is neither: it is not TRA-approved, it issues no fiscal receipt, and nothing it prints has standing with the TRA. What the app calls an invoice is an internal control document. Your EFD or VFD stays exactly where it is.
Then what is i-shim actually for in Tanzania?
For the ledger the fiscal device was never meant to keep. The TRA moved the receipt from a machine on the counter to a device in the cloud — but the INSIDE of the business never got that upgrade: who spent what from the float, what left the store without a note, which customer's debt is quietly ageing. That ledger still lives in a notebook. i-shim is that upgrade — every entry approved by you before it counts.
How does the approval rule work?
An entry is written where it happens — a worker's phone, with photo and note. It exists, but touches no balance. It waits for the person you named: a yes posts it, a no sends it back with the reason, and the history keeps every name and timestamp. A notebook records what already happened; i-shim asks first.
Does it calculate VAT at 18%?
Not by itself. The tax rate is a per-line entry, and the app's default field shows 20 — Turkey's rate, two points above Tanzania's 18 — because country presets exist only for Turkey and Azerbaijan. You type the 18; the VAT return and the TRA filings belong to your accountant.
My turnover is under the TZS 200 million threshold. Is this still for me?
Especially then. Below the Mainland VAT registration threshold no authority demands your books — which means the ledger is entirely the owner's decision, and the owners who keep one grow on numbers instead of memory. The threshold decides who else gets a copy; it never decided whether the copy is worth keeping.
Is the app in Swahili?
Honestly: not yet, not properly. Swahili in i-shim is a draft — 2,069 of 11,777 strings, about 18% — while English is complete at 100%, and the picker does already list «Swahili (Tanzania)» for the day the draft grows up. A business that works in English runs fully today; a Swahili-first crew will meet English screens, and we would rather tell you that here than let the app tell you later.
Does it work with M-Pesa and mobile money?
It records, it never moves. A payment through M-Pesa, Tigo Pesa or Airtel Money is entered like any other movement — amount, counterparty, purpose, author, approver. No wallet connections, no transfers initiated, no money held.
Does it compute Tanzanian payroll?
No. Attendance, hours, advances and per-worker floats are recorded as clean, approved input — but NSSF contributions, PAYE and severance stay with your accountant. What they receive from i-shim is simply better raw material than a notebook ever was.
Which Tanzanian cities does it know?
Ten, and all ten are spelled correctly — the third fully clean catalogue in this series: Dar es Salaam, Dodoma, Mwanza, Arusha, Mbeya, Morogoro, Tanga, Zanzibar, Kigoma, Tabora. What is missing is the administrative layer: none of the thirty-one regions exist in the app. Logged as a defect; free-text fields carry you meanwhile.
Can I manage several companies in one account?
Yes — several companies and several workplaces under one login, each with its own books, team and approval rule. A shop in Dar, a depot in Mwanza and a farm near Arusha stay separate without three subscriptions.
Where is my data stored?
On servers in western Europe — not in Tanzania. If your own policy requires in-country hosting, i-shim will not satisfy it today; better read here than discovered later. Access is per-user and role-based, and every approval carries its author's name.
Does it work offline?
No — cloud-first, a connection is required, and there is no offline entry that syncs later. Where coverage thins out, that is a real limit, stated plainly.
Which devices does it run on?
iPhone, Android, Mac, Windows and any modern browser — one account, the same books everywhere, built for the phone first because that is where a Tanzanian owner actually stands.
How is it different from Zoho Books and the VFD-integrated suites?
Honestly: Zoho Books — widely used by Tanzanian SMEs — plus TallyPrime, Sage, QuickBooks and local suites like VISION connect to the TRA's VFD and issue compliant fiscal documents; i-shim does not, and for fiscalisation you need one of them regardless. i-shim's ground is the other half: mandatory owner approval before anything enters the books, capped per-worker cash floats, and several companies in one login. Most Tanzanian businesses will run i-shim beside a VFD channel, not instead of one.
Can my accountant work with it?
Through exports: XLSX and CSV, protected by a period lock so a closed month cannot shift afterwards. We file nothing with the TRA and there is no direct import into Zoho, Tally or Sage — your accountant keeps their tools and receives already-approved records instead of a shoebox of paper.
How do I start?
App Store, Google Play or the browser — no dealer, no installation project, no consultant. Create the company, invite the team, name who approves what. The first pending approval usually reaches the owner's phone the same day.
What does i-shim NOT do?
It is not an EFD or VFD and issues no fiscal receipt, does not compute the VAT return or NSSF/PAYE, does not connect to mobile-money or bank accounts, does not work offline, does not host data in Tanzania, is not yet properly in Swahili, and has no online store or POS. Read it here, not in week two.
i-shim around the world
Country pages, each measured and written separately:
Türkiye · Deutschland · السعودية · مصر · المغرب · الجزائر · العراق · Argentina · Colombia · Perú · Venezuela · Ghana · Uganda · Côte d'Ivoire · CameroonYemenPakistanBurkina FasoMaliNiger · United Kingdom · United States · Canada · Australia · India · Malaysia · Schweiz · South Africa · Nigeria · Kenya · México · 日本 · Ελλάδα · ישראל · Россия · France · España · Italia · Sverige